Insurance Advisory — Term Life, Health & Asset Protection in India
Risk transfer strategy — right mix of term, health, critical illness, and asset cover.
Overview
Insurance is a risk transfer strategy, not a product. We assess your life stage, dependents, health profile, and assets to recommend the right mix of term life, health, critical illness, and asset protection cover — no over-insurance, no gaps.
Our insurance advisory covers term life adequacy calculation, family floater health planning, critical illness and accident cover review, policy consolidation, claim support, and renewal management. We are product-agnostic and recommend based on your needs.
What's Included
Term life cover adequacy calculation
Health insurance family floater planning
Critical illness and accident cover review
Claim support and policy renewal management
Best For
Anyone with dependents, health risks, assets to protect, or existing policies that need review.
Ready to get started?
Book a free 1-hour consultation to discuss your insurance needs and explore how we can help.
Frequently Asked Questions
How much life insurance cover do I need?
A general rule is 15-20 times your annual income, adjusted for existing assets, liabilities, and dependents. We calculate the exact coverage needed based on your specific family obligations and financial goals.
Should I buy insurance as an investment?
No. Insurance is for risk protection, not investment returns. We recommend pure term life insurance for maximum coverage at lowest cost, and separate investment vehicles (mutual funds, SIPs) for wealth creation.
Do you help with insurance claims?
Yes. We provide claim support including documentation preparation, submission guidance, and follow-up with the insurance company. We also manage policy renewals and premium payment reminders.
